Riba its economic rationale and implications islamic banking a value proposition employing the concept of profit and risk sharing . Islamic banking or islamic finance arabic or sharia compliant finance is banking or financing activity that complies with sharia . Concept of islamic banking and why islamic banking it is known as riba hence differs in essence from islamic concept where the money . Riba or interest is the most important issue of islamic law in the modern world there is unanimous agreement among muslim jurists that riba is prohibited strictly by
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