Banking in the united states began in the late serves as the primary protector of banking privacy by fining violators of federal and state banking privacy laws . Bank regulation in the united states is highly fragmented compared with other g10 countries where most countries have only one bank regulator in the us banking . Banking law covers the many state and federal regulations governing financial institutions. The history of central banking in the united states does not begin with the federal reserve the bank of the united states received its charter in 1791 . Learn about some of the best known us laws and regulations the united states code contains the general and permanent federal laws of the united states
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